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3 minutes ago, btex said:

I don’t know of a plan that refuses icu services. If you do tell me they exist, I will take your word.

Without researching your particular claim and insurance plan I couldn't tell you exactly what went wrong.  You are correct, I would think basic ICU services are covered by most any plan.  It may be something unusual that they needed to do that wasn't covered. Glad you got it resolved and it turned out alright ...

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2 hours ago, CENTEXFAN said:

So you admit even with health insurance you are not getting the BEST treatment.  You are only getting what your health care provider can afford.  Yeeesh  only in America.  Time for the doctor to decide the best plan of action, and the insurance company has no say so.  

No, you are getting the coverage agreed upon that was negotiated at a particular premium by your employer and the health insurance company ... do you honestly believe the health insurance companies should be required to cover everything and anything under the son that doctors or hospitals decide to do and charge regardless of cost?  Can't you see that would bankrupt the insurance industry?  Then where would you be ... I'll tell you, with no coverage ... you need a strong dose of reality  ...

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7 minutes ago, KirtFalcon said:

Without researching your particular claim and insurance plan I couldn't tell you exactly what went wrong.  You are correct, I would think basic ICU services are covered by most any plan.  It may be something unusual that they needed to do that wasn't covered. Glad you got it resolved and it turned out alright ...

A couple of years ago our work place had a insurance company who denied services to a couple of Hispanic workers.  They clearly was supposed to be covered.  So I called them , and they quickly changed their mind.  It still makes me wonder today why they changed their minds.  

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1 minute ago, KirtFalcon said:

No, you are getting the coverage agreed upon that was negotiated at a particular premium by your employer and the health insurance company ... do you honestly believe the health insurance companies should be required to cover everything and anything under the son that doctors or hospitals decide to do and charge regardless of cost?  Can't you see that would bankrupt the insurance industry?  Then where would you be ... I'll tell you, with no coverage ... you need a strong dose of reality  ...

You are stating what is wrong with American Healthcare.  You don't get the best treatment.  You get what is cheapest coverage, even though it may not be as effective.  This is why eventually govt run healthcare will win out.  The question is will it be 10, 20, or more years before it wins out.   I don't care if insurance companies get bankrupted.  Profit over healthcare is wrong, and unchristian like.  

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2 minutes ago, btex said:

I recall pretty clear that they said that despite the fact the infant was not breathing ICU should have not been the appropriate action. I was told I would need the doctor and nurses to write statements, I am sure you can guess how fun that was getting.  realize what you are saying but the fact a lawyer called and mentioned state board and it was paid so quickly just doesnt smell right.

I agree, it doesn't seem right ...

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57 minutes ago, CENTEXFAN said:

Apple iPhone had a glitch when it first came out.  The Model-T had glitches when it first came out.  So I guess under your reasoning they should have just scrapped the whole idea.  

Gltiches and not working at all are two completely different things.  Valiant effort though.

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14 minutes ago, CENTEXFAN said:

You are stating what is wrong with American Healthcare.  You don't get the best treatment.  You get what is cheapest coverage, even though it may not be as effective.  This is why eventually govt run healthcare will win out.  The question is will it be 10, 20, or more years before it wins out.   I don't care if insurance companies get bankrupted.  Profit over healthcare is wrong, and unchristian like.  

You are one of the most naive people I have ever seen.  Do you honestly believe you will get the best available healthcare available from a government run system?  If you do, you are more ignorant than I thought.  If the federal government were to take over healthcare it would disintegrate into something far inferior to what we have now. It would stymie research and development, the best doctors nurses and other HC professionals would leave in droves ... Healthcare would be limited and you would ABSOLUTELY NOT get everything you think is the best for patients.  It would inevitably lead to rationing of services and long waiting lists.  Government beauocrats would decide how much and what kind of healthcare you get ... not your doctor ... you are dreaming in technicolor if you think government run HC would be superior to private free market healthcare ... smh .

 

Edited by KirtFalcon
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3 minutes ago, btex said:

It crashed, I believe it is not the first website to crash. I have seen the UIL website crash on realignment day, There was a ton of people trying to get on the site, guess you could fault them for not being prepared for the huge volume. 

I fault them for not knowing what theyre doing.  Please tell me the uil didnt waste a billion dollars on a freaking website....

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16 minutes ago, KirtFalcon said:

You are one of the most naive people I have ever seen.  Do you honestly believe you will get the best available healthcare available from a government run system?  If you do, you are more ignorant than I thought.  If the federal government were to take over healthcare it would disintegrate into something far inferior to what we have now. It would stymie research and development, the best doctors nurses and other HC professionals would leave in droves ... Healthcare would be limited and you would ABSOLUTELY NOT get everything you think is the best for patients.  It would inevitably lead to rationing of services and long waiting lists.  Government beauocrats would decide how much and what kind of healthcare you get ... not your doctor ... you are dreaming in technicolor if you think government run HC would be superior to private free market healthcare ... smh .

 

I lived in Europe for 4 years.  I know first hand, not 2nd hand like you did.  They pay less per person because they concentrate on preventive care.  They want you to get medicine when you have a common cold, not wait until you get pneumonia .   With today's technology you are losing the message battle with the younger generations.  

5.....4......3......2.....1..... Kirk tells me to go back to Europe.  

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1 minute ago, btex said:

I will add they were not afraid to go to the DR, I recall when my kids were young and would get sick we debated when to take them to the Dr and what bill we might leave unpaid to do that. 

I remember my brother messed up his knee riding his bicycle .  My dad made him wait for 3 days to go to the ER.  He hoped it would heal on his own because we couldn't afford to go to the hospital.   We were insured too.  

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5 hours ago, SideTracker said:

One only has to look at Medicare and VA health care to realize the US is indeed a socialist country. I don't know how it would work otherwise while not supportive of "socialism". Without socialized health care  I suppose a lot of peeps , regular citizens or Vets, would just die on the streets. While there may be much to be desired in government sponsored health care, at least most peeps in America are not simply dying on the streets.  And Trump assured that would not happen in America.

Which speaks to the point I made earlier; people who have No insurance get treated at ER’s all over the country every single day without paying a penny for that treatment. Then, the ER simply bills the “Haves” for More to cover the “Have Nots” & then has the audacity to send the “Haves” a follow up statement that they probably never send to the “Have Nots”. 

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6 hours ago, SideTracker said:

One only has to look at Medicare and VA health care to realize the US is indeed a socialist country. I don't know how it would work otherwise while not supportive of "socialism". Without socialized health care  I suppose a lot of peeps , regular citizens or Vets, would just die on the streets. While there may be much to be desired in government sponsored health care, at least most peeps in America are not simply dying on the streets.  And Trump assured that would not happen in America.

 

 

The US is not a “socialist country” 

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10 hours ago, btex said:

I cant say for every company I can just show the cost increases for BCBS, they were steady from 2000 on. Not saying ACA didnt cause some but as I said above we were told why there were increases and it is strange that they said 1 because so many uninsured and then because people were being insured. Does that not seem odd?

One thing I know about business, you never decrease profit margins... so if costs and overhead go up, so do premiums

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58 minutes ago, MavGrad99 said:

One thing I know about business, you never decrease profit margins... so if costs and overhead go up, so do premiums

And this is why Americans are giving up on the current system, and pondering the European system. 

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Just now, GunnyHighway said:

well right now the pofits go to line the pockets of the wealthy.

That needs to end.

Just like public education is public and non profit so should healthcare. only thing that should be for profit on it are drugs ( with price controls as well as regulated to insure you don't have price gouging and salaries of healthcare professionals.

Seriously?  That’s your response?  The profits will go into the pockets of lawmakers and the wealthy if it is run by the government... don’t you get that?  Keep closing your eyes and ignoring people in government getting fatter and fatter pockets by each and every thing they control...

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20 hours ago, CENTEXFAN said:

I lived in Europe for 4 years.  I know first hand, not 2nd hand like you did.  They pay less per person because they concentrate on preventive care.  They want you to get medicine when you have a common cold, not wait until you get pneumonia .   With today's technology you are losing the message battle with the younger generations.  

5.....4......3......2.....1..... Kirk tells me to go back to Europe.  

I saw plenty of European style government healthcare during my 22+ years in the military. I saw long waiting lists for services, people that were told they didn't qualify for procedures or treatments, and government beauocrats making decisions, not doctors.  Just this morning on Fox and Friends they had a Canadian doctor telling the story of her mother passing away who had been waiting for eight months to get a simple test run that she felt would have probably saved her mother's life if it had been done 6 months sooner.  She died of a heart aneurysm  ... government inefficiency and backlog ....

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13 minutes ago, KirtFalcon said:

I saw plenty of European style government healthcare during my 22+ years in the military. I saw long waiting lists for services, people that were told they didn't qualify for procedures or treatments, and government beauocrats making decisions, not doctors.  Just this morning on Fox and Friends they had a Canadian doctor telling the story of her mother passing away who had been waiting for eight months to get a simple test run that she felt would have probably saved her mother's life if it had been done 6 months sooner.  She died of a heart aneurysm  ... government inefficiency and backlog ....

I never saw or heard or saw any of the lines.  My kids could skype European and Asian doctors in school, and they told the American students that American pharma and insurance companies spend a lot of money to spit out propaganda on European and Asian  medical systems.  If American adopted their system pharma and insurance companies would suffer greatly under the new American system.  

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12 minutes ago, btex said:

No offense but it seems like you are being intentionally vague. Where exactly are you talking about? Lived in Germany and Italy and this is not the case. Have some very close friends in Sweden, Norway, and Finland and it is not the case. 

A Technical Sergeant that worked for me that was stationed in Italy son lost a foot arter a fracture from a bicycle accident that had to be amputated due to lack of quality healthcare following several botched procedures ... My half brother that lived in Austria died of a brain aneurism after a misdiagnosis from inferior healthcare  ... I heard numerous horror stories about less than adequate healthcare from military relatives and other servicemen and servicewomen  ... not being vague at all ... I can tell you from my experience and from countless others I served with that the bad far outweighed the good ... that's  not to say some people didn't have positive experiences  ... that's  just not my overall experience based on my considerable time in the military ...

 

Edited by KirtFalcon
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45 minutes ago, btex said:

No offense because I am trying to understand but military would have their own care would it not?  I have never heard of a base that did not have its own doctors and relied on local healthcare. I say this because my wife's father was a doctor in the airforce. 

My grandmother died in Dallas after a doctor misdiagnosed  a brain tumor that could have been operated on........... 

You really are behind the times. When I was stationed at Barksdale AFB, La back in the 70s there was a large full blown military 400+ bed hospital with hundreds of doctors and nurses and med techs ... fast forward to 1997 when I retired ... the hospital was all but closed ... there was only a clinic which mostly handled morning  "sick call" ... the vast majority of the active duty folks were farmed  out off base to civilian doctors ... back in the 60s and 70s even retirees were seen at the base hospital ... no longer ... retirees are covered through Tricare insurance which is a network of civilian doctors ... and most active duty families are farmed out to civilian doctors .... veterans primarily are seen at VA facilities ... overseas it's much worse ...

Edited by KirtFalcon
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14 hours ago, CarthDawg77 said:

Which speaks to the point I made earlier; people who have No insurance get treated at ER’s all over the country every single day without paying a penny for that treatment. Then, the ER simply bills the “Haves” for More to cover the “Have Nots” & then has the audacity to send the “Haves” a follow up statement that they probably never send to the “Have Nots”. 

So people who aren't insured, and have no means to pay get treated at the ER , or turned away ?  

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25 minutes ago, SideTracker said:

Don't bury your head in the sand too deep... It's probably about 50% anyway . "The lie"? What part of SOCIAL Security do you not get? How about unionized labor? Try listening to the so called "conservative" talking head radio hosts sometime. Most have mentioned the very FACT, SS and unionized labor are planks supported by socialists. There are many items on the list of socialist activity in the US. How about WIC, the "food stamp" controversies? Those certainly are not "capitalist" ideas.

Hypocrisy never ceases.

 

 

Listen doofus.  Social Security is an insurance policy BOUGHT AND PAID FOR by the American people for THEIR OWN INTERESTS later in life.  

 

Now listen closely Einstein.  Social Security is paid by the tax payer FOR THE TAX PAYER.  

 

Welfare is an ENTITlEMENT program paid for by the tax payer for the NON TAX PAYER.  

 

You may be able to blow smoke up some millennials ####, but you can’t blow your smoke up an educated persons ####.  Especially one who taught government and economics for years.   

 

Like I said, go sell your lies elsewhere. 

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