DannyZuco Posted February 28, 2023 Share Posted February 28, 2023 I am seriously trying to figure out how this administration can keep a straight face when it comes to the "stories" they tell. I am NOT for any Student Loan help except for those people who work in police, fire, or teaching, for 10 years, while paying back their loans on time for that amount of time. Whatever is left after 10 years, can be deleted, because of their public service. Otherwise, the federal government should NOT be in the student loan business, why, well, let's look at a couple of reasons. 1. The federal government has already allowed people to default on their loans for over $! trillion dollars--taxpayer funds that we are NOT getting back, to put into the system. 2. The federal government is NOT a business, it does not make money, and especially with reason #1. Those 2 reasons are good enough. And for those who took out student loans to go to college.....you did not have to borrow that money, you could have worked and gone to school at the same time. You could have gone to college closer to home, in today's world, you could have taken online college from almost ANY university. Once you signed those papers to receive the funds, you choose to borrow and pay back the funds you borrowed. You should have some, if any, personal responsibility to do the "RIGHT" thing and pay back you loans. And because it is the government, you don't think you should have too. Try doing that with a car loan or a home loan. Canceling student debt is nothing more than a plea for votes--the pandemic has been over for more than 2 years--their relief was that they did NOT have to pay on their notes during the pandemic--go back to work, pay off your loans--lazy bums...... https://www.msn.com/en-us/news/other/this-is-pandemic-related-relief-education-secretary-on-biden-s-student-loan-plan/vi-AA182ren?ocid=hpmsn&cvid=609e43c90604414cbffd72bfc46a128b 1 Link to comment Share on other sites More sharing options...
Monte1076 Posted February 28, 2023 Share Posted February 28, 2023 31 minutes ago, DannyZuco said: I am seriously trying to figure out how this administration can keep a straight face when it comes to the "stories" they tell. I am NOT for any Student Loan help except for those people who work in police, fire, or teaching, for 10 years, while paying back their loans on time for that amount of time. Whatever is left after 10 years, can be deleted, because of their public service. Otherwise, the federal government should NOT be in the student loan business, why, well, let's look at a couple of reasons. 1. The federal government has already allowed people to default on their loans for over $! trillion dollars--taxpayer funds that we are NOT getting back, to put into the system. 2. The federal government is NOT a business, it does not make money, and especially with reason #1. Those 2 reasons are good enough. And for those who took out student loans to go to college.....you did not have to borrow that money, you could have worked and gone to school at the same time. You could have gone to college closer to home, in today's world, you could have taken online college from almost ANY university. Once you signed those papers to receive the funds, you choose to borrow and pay back the funds you borrowed. You should have some, if any, personal responsibility to do the "RIGHT" thing and pay back you loans. And because it is the government, you don't think you should have too. Try doing that with a car loan or a home loan. Canceling student debt is nothing more than a plea for votes--the pandemic has been over for more than 2 years--their relief was that they did NOT have to pay on their notes during the pandemic--go back to work, pay off your loans--lazy bums...... https://www.msn.com/en-us/news/other/this-is-pandemic-related-relief-education-secretary-on-biden-s-student-loan-plan/vi-AA182ren?ocid=hpmsn&cvid=609e43c90604414cbffd72bfc46a128b Also, don't forget that a lot of "Community Colleges" or "Junior Colleges" are cheaper, too. While one may not be able to get a baccalaureate degree from a Community/Junior College, in most cases the credits WILL transfer to a "four year" school, and they're usually cheaper. I think a lot of people are pushed to go into a 4-year school right away, and aren't necessarily nudged toward "Community College" where the credits transfer. Also, you can get some pretty good, marketable skills just in a community college. They have various certification and vo-tech programs as well. Link to comment Share on other sites More sharing options...
DB2point0 Posted March 1, 2023 Share Posted March 1, 2023 17 hours ago, DannyZuco said: I am seriously trying to figure out how this administration can keep a straight face when it comes to the "stories" they tell. I am NOT for any Student Loan help except for those people who work in police, fire, or teaching, for 10 years, while paying back their loans on time for that amount of time. Whatever is left after 10 years, can be deleted, because of their public service. Otherwise, the federal government should NOT be in the student loan business, why, well, let's look at a couple of reasons. 1. The federal government has already allowed people to default on their loans for over $! trillion dollars--taxpayer funds that we are NOT getting back, to put into the system. 2. The federal government is NOT a business, it does not make money, and especially with reason #1. Those 2 reasons are good enough. And for those who took out student loans to go to college.....you did not have to borrow that money, you could have worked and gone to school at the same time. You could have gone to college closer to home, in today's world, you could have taken online college from almost ANY university. Once you signed those papers to receive the funds, you choose to borrow and pay back the funds you borrowed. You should have some, if any, personal responsibility to do the "RIGHT" thing and pay back you loans. And because it is the government, you don't think you should have too. Try doing that with a car loan or a home loan. Canceling student debt is nothing more than a plea for votes--the pandemic has been over for more than 2 years--their relief was that they did NOT have to pay on their notes during the pandemic--go back to work, pay off your loans--lazy bums...... https://www.msn.com/en-us/news/other/this-is-pandemic-related-relief-education-secretary-on-biden-s-student-loan-plan/vi-AA182ren?ocid=hpmsn&cvid=609e43c90604414cbffd72bfc46a128b Disagree, you borrow the money, you pay it back. That’s the only way to do it. Why not oil&gas? Their jobs provide for the public. Car makers? They provide automobiles for everybody. Butchers? Farmers? Ranchers? What about their debts? 1 Link to comment Share on other sites More sharing options...
DB2point0 Posted March 1, 2023 Share Posted March 1, 2023 16 hours ago, Monte1076 said: Also, don't forget that a lot of "Community Colleges" or "Junior Colleges" are cheaper, too. While one may not be able to get a baccalaureate degree from a Community/Junior College, in most cases the credits WILL transfer to a "four year" school, and they're usually cheaper. I think a lot of people are pushed to go into a 4-year school right away, and aren't necessarily nudged toward "Community College" where the credits transfer. Also, you can get some pretty good, marketable skills just in a community college. They have various certification and vo-tech programs as well. I think High School counselors need to quit pushing traditional colleges on kids that don’t need it. There are far too many programs at jucos that prepare them for the actual jobs they will be getting into. Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 (edited) 15 minutes ago, DB2point0 said: I think High School counselors need to quit pushing traditional colleges on kids that don’t need it. There are far too many programs at jucos that prepare them for the actual jobs they will be getting into. Those programs are generally cheaper, too. Not to mention, to your point, there are numerous certification and "boot camp" type programs that people can do in order to get skills. White collar and blue collar. Edited March 1, 2023 by Monte1076 Link to comment Share on other sites More sharing options...
DannyZuco Posted March 1, 2023 Author Share Posted March 1, 2023 2 hours ago, DB2point0 said: Disagree, you borrow the money, you pay it back. That’s the only way to do it. Why not oil&gas? Their jobs provide for the public. Car makers? They provide automobiles for everybody. Butchers? Farmers? Ranchers? What about their debts? Because none of those people work in the public sector for local governments. Even you should know that 1st responders and teachers don't make as much as private sectore folks, and those people the way the law is written now, have to be in violent areas/title 1 schools, meaning they are the lowest income areas. But go ahead and keep your hatred of the public sector, because that seems to be what you like to do. SMH Link to comment Share on other sites More sharing options...
RETIREDFAN1 Posted March 1, 2023 Share Posted March 1, 2023 They borrowed it, they pay it back.....choices and decisions do have consequences..... 1 Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 17 minutes ago, DannyZuco said: Because none of those people work in the public sector for local governments. Even you should know that 1st responders and teachers don't make as much as private sectore folks, and those people the way the law is written now, have to be in violent areas/title 1 schools, meaning they are the lowest income areas. But go ahead and keep your hatred of the public sector, because that seems to be what you like to do. SMH Public Sector can make VERY good money too. Just ask those in Congress. Link to comment Share on other sites More sharing options...
DannyZuco Posted March 1, 2023 Author Share Posted March 1, 2023 10 minutes ago, Monte1076 said: Public Sector can make VERY good money too. Just ask those in Congress. The ones I am talking about don't, and for them to recieve the benefits of student loan forgiveness they have to work in an economically depressed area for 10 years, pay their student loan notes on time during that time to have forgiveness. So It's not like they aren't doing anything for their student forgiveness and the career they chose.. Unlike all those art history majors working at Starbucks now..... Link to comment Share on other sites More sharing options...
DannyZuco Posted March 1, 2023 Author Share Posted March 1, 2023 16 minutes ago, RETIREDFAN1 said: They borrowed it, they pay it back.....choices and decisions do have consequences..... I haven't argued that they should pay back their loans, but some groups already qualify for student loan forgiveness, which I agree with....and for the reasons listed above.... 1 Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 9 minutes ago, DannyZuco said: Unlike all those art history majors Well...how do you get a job with a good enough salary to pay off an "art history" degree? Though, to be fair I worked with a woman in a corporate environment who had an art degree and made good (I think) money doing project management type work. Link to comment Share on other sites More sharing options...
DannyZuco Posted March 1, 2023 Author Share Posted March 1, 2023 1 hour ago, Monte1076 said: Well...how do you get a job with a good enough salary to pay off an "art history" degree? Though, to be fair I worked with a woman in a corporate environment who had an art degree and made good (I think) money doing project management type work. My oldest daughter is graduating in May with a degree in Graphic design/Viz Comm for Texas A&M Commerce--job offers are starting her more than I make as a teacher with 28 years experience in Texas.....SMH. Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 3 minutes ago, DannyZuco said: My oldest daughter is graduating in May with a degree in Graphic design/Viz Comm for Texas A&M Commerce--job offers are starting her more than I make as a teacher with 28 years experience in Texas.....SMH. Yeah, but that's not "art history". Graphic Design/Visual Communications is a different set of skills. Link to comment Share on other sites More sharing options...
DannyZuco Posted March 1, 2023 Author Share Posted March 1, 2023 5 minutes ago, Monte1076 said: Yeah, but that's not "art history". Graphic Design/Visual Communications is a different set of skills. Oh I know, but that art degree stuff is all the same, she had to take 2 semesters of Art History, just to get this degree..... Link to comment Share on other sites More sharing options...
RETIREDFAN1 Posted March 1, 2023 Share Posted March 1, 2023 10 minutes ago, DannyZuco said: Oh I know, but that art degree stuff is all the same, she had to take 2 semesters of Art History, just to get this degree..... Yeah but she didn't MAJOR in Art History and get a useless degree....... Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 7 minutes ago, RETIREDFAN1 said: Yeah but she didn't MAJOR in Art History and get a useless degree....... My son (eventually) wants to do something math-related. Not sure what yet, but we're pretty sure he wants to do something math-related. There are some pretty good paying jobs one can get, depending on "specialization" or what have you, with a math degree, right? I mean, he's really interested in things like set theory and number theory, and interested in things like Hilbert's Hotel and the Banach-Tarski Paradox. Link to comment Share on other sites More sharing options...
RETIREDFAN1 Posted March 1, 2023 Share Posted March 1, 2023 10 minutes ago, Monte1076 said: My son (eventually) wants to do something math-related. Not sure what yet, but we're pretty sure he wants to do something math-related. There are some pretty good paying jobs one can get, depending on "specialization" or what have you, with a math degree, right? I mean, he's really interested in things like set theory and number theory, and interested in things like Hilbert's Hotel and the Banach-Tarski Paradox. He'll have to research it......I only got mine to make more $$$ as a teacher/coach.......lol Link to comment Share on other sites More sharing options...
Monte1076 Posted March 1, 2023 Share Posted March 1, 2023 3 minutes ago, RETIREDFAN1 said: He'll have to research it......I only got mine to make more $$$ as a teacher/coach.......lol Looks like an actuary pays pretty well. https://www.payscale.com/college-salary-report/common-jobs-for-majors/math 1 Link to comment Share on other sites More sharing options...
RETIREDFAN1 Posted March 3, 2023 Share Posted March 3, 2023 1 1 Link to comment Share on other sites More sharing options...
KirtFalcon Posted March 3, 2023 Share Posted March 3, 2023 On 3/1/2023 at 1:54 PM, Monte1076 said: Looks like an actuary pays pretty well. https://www.payscale.com/college-salary-report/common-jobs-for-majors/math My oldest son worked several years as an actuary and eventually worked his way up to the corporate VP level .... lot of studying to pass all the actuarial exams .... he belongs to that MENSA group .... that math is way over my head ... Link to comment Share on other sites More sharing options...
DB2point0 Posted March 3, 2023 Share Posted March 3, 2023 On 3/1/2023 at 10:28 AM, DannyZuco said: Because none of those people work in the public sector for local governments. Even you should know that 1st responders and teachers don't make as much as private sectore folks, and those people the way the law is written now, have to be in violent areas/title 1 schools, meaning they are the lowest income areas. But go ahead and keep your hatred of the public sector, because that seems to be what you like to do. SMH Don’t borrow if you can’t pay it back. Plain and simple. 1 Link to comment Share on other sites More sharing options...
DB2point0 Posted March 3, 2023 Share Posted March 3, 2023 On 3/1/2023 at 10:59 AM, DannyZuco said: The ones I am talking about don't, and for them to recieve the benefits of student loan forgiveness they have to work in an economically depressed area for 10 years, pay their student loan notes on time during that time to have forgiveness. So It's not like they aren't doing anything for their student forgiveness and the career they chose.. Unlike all those art history majors working at Starbucks now..... Hell DZ just make college free for all, then you can push socialism like the rest of the liberals. 1 Link to comment Share on other sites More sharing options...
DB2point0 Posted March 3, 2023 Share Posted March 3, 2023 On 3/1/2023 at 11:00 AM, DannyZuco said: I haven't argued that they should pay back their loans, but some groups already qualify for student loan forgiveness, which I agree with....and for the reasons listed above.... Liberal? 1 Link to comment Share on other sites More sharing options...
DB2point0 Posted March 3, 2023 Share Posted March 3, 2023 3 hours ago, KirtFalcon said: My oldest son worked several years as an actuary and eventually worked his way up to the corporate VP level .... lot of studying to pass all the actuarial exams .... he belongs to that MENSA group .... that math is way over my head ... unrelated but Tom Herman is a member of MENSA Link to comment Share on other sites More sharing options...
DannyZuco Posted March 3, 2023 Author Share Posted March 3, 2023 1 hour ago, DB2point0 said: Hell DZ just make college free for all, then you can push socialism like the rest of the liberals. 1 hour ago, DB2point0 said: Liberal? Just because I am a moderate on some things--especially those things already stated in the law. But reading the words typed would do wonders for most of you....I want people to pay back their student loans--and I want those that follow the law to pay back their loans, and those that qualify for forgiveness, such as 1st responders and teachers--should get that forgiveness if they follow the rules set up by our congress......I have said it at least 3-4 times now. Yet instead of understanding and agreeing with the laws, you turn into other posters and decide to try to insult people. Yes, I am liberal about certain areas--conservative about other areas---unlike some of the simpletons on here, each problem has it's own distinction, therefore, I don't see everything "just one way". College should never be free--it is a privilege to go to college--but many out there believe it is a god given right. It is not.....the taxpayer has already paid for at least 13 years of an education--that is why I have said many times the government should NOT be in the student loan business. But don't let facts get in the way of your psuedo insults....SMH. Link to comment Share on other sites More sharing options...
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